Cookie Policy

What Are Cookies

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Cookies help us understand how you interact with our website, remember your preferences, and improve your overall experience.

How We Use Cookies

ToBalance uses cookies for the following purposes:

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be disabled
• Functional Cookies: These cookies enable enhanced functionality and personalization, such as remembering your preferences
• Analytics Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously
• Marketing Cookies: These cookies track your browsing habits to deliver targeted advertising

Types of Cookies We Use

Strictly Necessary Cookies

These cookies are essential for you to browse the website and use its features. Without these cookies, services you have requested cannot be provided. These cookies do not gather information about you for marketing purposes.

Functional Cookies

These cookies allow the website to remember choices you make (such as your language or region) and provide enhanced, personalized features.

Analytics Cookies

We use analytics cookies to understand how visitors use our website. This helps us improve the user experience and website performance. These cookies collect information anonymously.

Google Consent Mode v2

We have implemented Google Consent Mode v2 to ensure compliance with privacy regulations in the UK and EU. This technology adjusts how Google tags behave based on your cookie consent choices.

Consent Mode v2 manages the following consent types:

• ad_storage: Controls cookies used for advertising purposes
• analytics_storage: Controls cookies used for analytics
• functionality_storage: Controls cookies that enable website functionality
• personalization_storage: Controls cookies used for personalization
• security_storage: Controls cookies used for security purposes

When you decline non-essential cookies, our analytics and advertising tags will operate in a privacy-enhanced mode that does not use cookies for these purposes.

Managing Your Cookie Preferences

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by:

• Using the cookie consent banner that appears when you first visit our website
• Adjusting your browser settings to refuse or delete cookies
• Using browser add-ons that manage cookie preferences

Please note that if you choose to decline cookies, some features of our website may not function properly, and your user experience may be affected.

Browser Controls

Most web browsers allow you to control cookies through their settings. To find out more about cookies and how to manage them, visit the help section of your browser:

• Chrome: support.google.com/chrome/answer/95647
• Firefox: support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer
• Safari: support.apple.com/en-gb/guide/safari/manage-cookies-and-website-data-sfri11471
• Edge: support.microsoft.com/en-us/microsoft-edge/delete-cookies-in-microsoft-edge

Please be aware that restricting cookies may impact the functionality of our website.

Third-Party Cookies

In addition to our own cookies, we may use various third-party cookies to report usage statistics of the website and deliver advertisements. These third parties have their own privacy policies, and we have no control over their cookies.

We recommend reviewing the privacy policies of these third parties to understand how they use cookies.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, our operations, or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website with a new "Last updated" date.

Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

More Information

For more information about online privacy and cookies, you may find the following resources helpful:

• Information Commissioner's Office (ICO): www.ico.org.uk
• About Cookies: www.aboutcookies.org
• All About Cookies: www.allaboutcookies.org